Coverage limits depend on the package selected at checkout. The limits shown below apply to our standard package. Higher packages are available — offering increased sums insured for medical expenses, third-party liability, luggage and personal accident. Full details in the General Terms & Conditions (GT&C) of Safe Travels Insurance dated 19 July 2021.
What's Covered?
Our SIGNAL IDUNA Safe Travels policy covers six categories of risk — designed specifically for European road trips.
Medical Expenses & Assistance
up to €100,000*
- check_circle Hospital treatment & outpatient visits
- check_circle COVID-19 treatment included
- check_circle Chronic disease aggravation covered
- check_circle Dental treatment up to €250
- check_circle Medicines & dressings
- check_circle Rescue & search operations up to €10,000
Transport & Assistance
24/7 Emergency Centre
- check_circle Transport to country of residence — no limit
- check_circle 24/7 Emergency Call Centre
- check_circle Phone interpreter service
- check_circle Substitute driver — €500
- check_circle Flight delay / cancellation — €250
- check_circle Trip interruption costs covered
Third-Party Liability
up to €30,000*
- check_circle Personal & property damage
- check_circle Amateur sports damage — 50% of OC limit
- check_circle Winter sports damage — 25% of OC limit
- check_circle Legal defence & representation
- check_circle Bail loan up to €10,000
Luggage & Equipment
up to €1,000*
- check_circle Sports equipment included
- check_circle Camera, laptop, phone, audio/video
- check_circle Theft, robbery & burglary
- check_circle Luggage delay — €250
- check_circle Transport accident damage
Personal Accident
up to €3,000*
- check_circle Death benefit — 100% of sum insured
- check_circle Permanent damage to health
- check_circle Partial damage — % of sum insured
- check_circle Covers amateur & winter sports
Legal Assistance
up to €2,000
- check_circle Lawyer's fee in damage claims — €2,000
- check_circle Legal defence in liability cases — €1,000
- check_circle Bail loan — up to €10,000
- check_circle Telephone legal assistance 24/7
* Limits apply to the standard package. Higher coverage available — select your package at checkout.
How to Add Insurance
Start your vignette registration
Choose your country: Switzerland, Czech Republic, Slovakia, Slovenia, Romania or Bulgaria.
Fill in your vehicle details
Enter your licence plate, validity period and personal details — same as usual.
Add insurance at checkout
At Step 4 simply tick "Add Insurance", select the number of persons and days.
Receive your policy by email
Your SIGNAL IDUNA policy document arrives instantly alongside your vignette confirmation.
sports Sports Coverage
Calculate Your Insurance
Travel Insurance
€2.30 per person per day
Coverage includes medical emergencies, trip cancellation and luggage loss.
Full Benefit Overview
Complete breakdown of coverage limits included in your policy (standard package).
* Standard package limits. Higher coverage available — confirm your exact sums insured in your policy document.
SIGNAL IDUNA
Insurance underwritten by SIGNAL IDUNA Polska TU S.A. — part of one of the largest insurance groups in Germany, with 100+ years of experience. Supervised by the Polish Financial Supervision Authority (KNF).
24/7 Emergency Centre
Emergency Call Centre available 24 hours a day, 7 days a week, 365 days a year. Phone: +48 22 864 55 26. SMS: +48 661 000 888.
Instant Documentation
Your policy document is delivered by email immediately after purchase — together with your e-vignette confirmation. No paperwork, no waiting.
Frequently Asked Questions
Where is the insurance valid? expand_more
The policy covers all of Europe and the Mediterranean Basin — including all countries where Vignette Register provides e-vignette registration: Czech Republic, Slovakia, Switzerland, Slovenia, Romania and Bulgaria, plus dozens of other European countries.
Are winter and amateur sports included? expand_more
Amateur sports (football, cycling, swimming, hiking, etc.) are included in the standard coverage. Winter sports (skiing, snowboarding, cross-country skiing) require an additional extension. Extreme sports require a separate extension.
Who underwrites the insurance? expand_more
The insurance is underwritten by SIGNAL IDUNA Polska TU S.A., part of the SIGNAL IDUNA Group — one of the largest insurance and financial institutions in the German market with over 100 years of experience. Supervised by the Polish Financial Supervision Authority (KNF).
When does coverage start? expand_more
For medical expenses, legal assistance and third-party liability: coverage starts when you cross the border of your country of departure. For personal accident and luggage: coverage starts when you leave your place of residence.
Can I buy insurance separately from a vignette? expand_more
Currently, travel insurance is available as an add-on during your vignette registration checkout. Simply tick the insurance option at Step 4 — no separate forms or additional websites required.
What does "no limit" for transport to country of residence mean? expand_more
It means SIGNAL IDUNA covers the full cost of transporting you back to your home country if you are unable to use your pre-planned means of transport due to illness or accident — with no cap on the amount. This cost does not reduce your medical expenses sum insured.
Insurance is provided by SIGNAL IDUNA Polska Towarzystwo Ubezpieczeń S.A., ul. Siedmiogrodzka 9, 01-204 Warsaw, Poland. KRS: 0000042641. NIP: 5832713040. Supervised by the Polish Financial Supervision Authority (KNF). NETGO Sp. z o.o. acts as an insurance agent. The information on this page is a summary only — actual coverage limits depend on the package selected. Full details are available in the General Terms and Conditions of Safe Travels Insurance dated 19 July 2021. The insurance contract is concluded under Polish law.
Ready to Register with Insurance?
Start your vignette registration and add insurance at checkout — one click, instant coverage.